Why is a properly filed initial SSD application so crucial?

Dec 5, 2022 | Social Security Disability

Sometimes people send off their application for Social Security Disability (SSD) without due care. Perhaps they believe a mistake won’t matter, as the Social Security Administration (SSA) will soon let them know if they have done something wrong.

They will let you know, but that will take extra time, and delays can be critical. Here is why:

It’s a struggle until your benefits come through

Do you know how you will fund things for the months until you get your first SSD payment? Bear in mind that you won’t be working and will likely have considerable extra outgoings related to your medical condition. The longer you have to wait on your claim to be approved, the harder it can be to endure.

A recent report found that between 2008 and 2019, over 100,000 claimants died while waiting for approval of their claims. Between 2014 and 2019, 50,000 filed for bankruptcy while waiting for approval. Many others had their utilities cut off because they could not pay the bills. Life will be hard enough without these extra problems.

Getting your application approved can take months, even when you do everything correctly the first time around. You cannot make the SSA go faster, but you can avoid slowing your SSD application down. 

Having legal help to examine and present your claim is the best way to increase your chances of a successful first-time application.  Even then, the SSA may decide it needs additional information. Once again, having help to gather and present your claim will keep the appeals process moving as swiftly as possible.