How long does your disability have to last for SSD?

May 9, 2022 | Social Security Disability

You come down with a serious ailment, perhaps a disease like cancer or something else that is treatable, but that makes it so that you can’t work while you’re getting that treatment and recovering. Or maybe you’ve been seriously injured in some fashion, and it’s going to take your body time to heal, which is also limiting your income.

You certainly consider yourself to be disabled right now, so you apply for Social Security Disability (SSD) benefits. Without much delay, the Social Security Administration (SSA) denies your claim. Why have they done this?

They may think you will recover too soon

The big issue here is that the Social Security Administration only allows benefits for those who are going to be disabled for at least 12 months. They will also give benefits to someone whose disability is going to lead to their own passing. But they don’t really have an option to provide benefits if you’re on a shorter timetable than that.

So, while you may be happy to hear that your cancer or injuries will heal in the next 11 months, that sort of diagnosis could actually work against you in terms of getting the benefits that you need at this time. Plus, some doctors are unwilling to make predictions about where your recovery will be 12 months into the future, and that hesitancy can make it appear that you’re going to have healed even though that’s not the case.

If you’ve been denied benefits that you feel you deserve and certainly need, you need to know what legal steps to take.